What's identity theft?
Whether you prefer to visit your local branch or do your banking online, identity fraud is something that can happen to anyone.
Identity theft can range from someone using your personal information to apply for loans and credit cards, to having your identity assumed by another person. In extreme cases the fraudsters may conduct business in your name without your consent.
Signs that someone might be using your identity illegally
- A bank or financial institution contacts you about a loan or credit card application that you did not apply for.
- You receive an email or phone call stating you’ve been denied credit that you did not apply for.
- You receive mobile phone, bank, or credit card statements in your name, but you don't use that particular bank or service.
- You notice your mail is missing or has been stolen.
- You have not received your regular bank or credit card statement (and haven’t switched to digital statements).
5 ways to protect your identity
Our top precautions for keeping your personal details safe.
Throwing out old statements and documents? If it contains your name, address, date of birth, or card numbers, shred or destroy the document before throwing it in the bin.
Personal documents that are kept on file should be locked away or hidden in a safe place. If you live in a share-house, consider locking your personal documents in a security drawer or cupboard to prevent your personal information falling into the wrong hands.
Keep your letterbox secure to avoid your personal mail being stolen. This is one of the most common ways thieves gain access to the personal details of their victims.
If your mail is stolen, report this to Great Southern Bank and any other financial institution you use. A warning can be placed on your account to help prevent someone using your information illegally.
Get your Great Southern Bank statements sent to you by email. You'll help protect the environment and your personal details.
You can request digital statements quickly and easily in online banking.
If you suspect you’ve had personal information stolen, or have become a victim of identity theft, contact us on 133 282 so we can assist you as soon as possible. We recommend contacting all of the financial institutions you bank with, so they are aware of the situation.
Any instance of identity theft should also be immediately reported to your local police.
More common scams and how to avoid them
Knowledge is power, and knowing how to avoid common scams is one of the best ways to fight fraud.
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Sat: 8:00am - 4:00pm (AEST)
Out of hours? Call 1800 648 027
(Overseas? Call +61 2 8299 9534)
You can email at us at banking.integrity@gsb.com.au