CUA Everyday Accounts

We've got an everyday account for everyone

Our CUA Everyday Accounts come fully loaded with features, designed to make your banking easier.

Open an account today in less than five minutes.

18+ years old

CUA Everyday Snap Account

An everyday account packed full of features, plus refunds on international fees for those who like to shop online or travel overseas.
  • $0 monthly account fee
  • Unlimited fee-free everyday transactions
  • Tap and pay with Google PayTM, Apple Pay or Samsung Pay
  • Mobile and online banking, SMS alerts plus 10,000+ free Australian ATMs
Plus, when you deposit $2,000 or more per month and make 5 CUA Visa Debit card purchases per month, we'll refund your international ATM withdrawal fees and international card transaction fees.*

50+ years old

CUA Everyday 50+ Account

Earn interest on your everyday transaction account if you're 50 years and over
  • Earn up to 1.60%p.a. on balances over $50,000 >>
  • $0 monthly account fees
  • Unlimited fee-free everyday transactions
  • Chat to your own CUA Personal Banker with the iM CUA app
  • Mobile, online, telephone and branch banking plus 10,000+ free Australian ATMs
Important information Important information Show content

Rates current as at 19 Nov 2019 and subject to change.

The CUA Everyday Account, CUA Everyday Snap Account and CUA Everyday Youth Account are designed to help you manage your day-to-day transactions, so they do not earn interest. For accounts that do earn interest, please consider the CUA Everyday 50+ Account (if you are eligible) or check our range of savings accounts and term deposits.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

*A CUA fee rebate will be applied to your Everyday Snap Account on the first day of the next calendar month for all CUA Visa Debit International Transaction Fees, CUA Overseas ATM Cash Withdrawal Fees and CUA Overdrawn Fees debited during the current calendar month only if the following criteria are met: A. there is a deposit of at least $2,000 from a non-CUA bank account to your Everyday Snap Account prior to the last day of the current calendar month, and B. at least 5 Visa Debit card purchase transactions (card present and non-card present transactions but excluding ATM withdrawals, balance enquiries, Bank@Post transaction, cash advances and EFTPOS cash out only transactions) are made on your Everyday Snap Account and are processed and not at pending status prior to the last day of the current calendar month. International non-CUA fees may apply. Excludes rediCard international transactions fees.

Deposit and transaction accounts are issued by Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317 (CUA). Conditions fees and charges apply. Any advice does not take into account your objectives, financial situation or needs. Consider the appropriateness of the advice having regard to your objectives, financial situation and needs and consider the General Information, Terms and Conditions brochure and Schedule of fees (available online or from your local CUA branch) before making a decision in relation to the product.

>> Interest is calculated daily on a stepped basis and paid monthly. Interest paid at 0.01%p.a. on balances under $5,000, at 0.75% p.a. on balances from $5,000 to $50,000, and at 1.60% p.a. on the portion of the balance over $50,000.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.