CUA Everyday Accounts

We've got an everyday account for everyone

Our CUA Everyday Accounts come fully loaded with features, designed to make your banking easier.

Open an account today in less than five minutes.

18+ years old

CUA Everyday Account

An excellent value everyday account to keep your life running smoothly if you're 18 or over.
  • $0 monthly account fee
  • Unlimited fee-free everyday transactions
  • Super-fast payments with the New Payments Platform (NPP)
  • Chat to your own CUA Personal Banker with the iM CUA app
  • Mobile and online banking, SMS alerts plus 10,000+ free Australian ATMs

50+ years old

CUA Everyday 50+ Account

Earn interest on your everyday transaction account if you're 50 years and over
  • Earn up to 2.90%p.a. on balances over $50,000 >>
  • $0 monthly account fees
  • Unlimited fee-free everyday transactions
  • Chat to your own CUA Personal Banker with the iM CUA app
  • Mobile, online, telephone and branch banking plus 10,000+ free Australian ATMs
Important information Important information Show content

Rates current as at 19 June 2019 and subject to change.

The CUA Everyday Account and CUA Everyday Youth Account are designed to help you manage your day-to-day transactions, so they do not earn interest. For accounts that do earn interest, please consider the CUA Everyday 50+ Account (if you are eligible) or check our range of savings accounts and term deposits.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

>> Interest is calculated daily on a stepped basis and paid monthly. Interest paid at 0.01%p.a. on balances under $5,000, at 1.00% p.a. on balances from $5,000 to $50,000, and at 2.90% p.a. on the portion of the balance over $50,000.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

>| There is no fee for accessing your CUA accounts using your mobile. You may incur charges from your mobile provider – please check with your provider for more details. Access is subject to availability and maintenance.

^^ Visa Debit cards are available to members who have an Australian residential address and are aged 14 or over. rediCARDs are available to members aged 10 or over.