Once, twice, three times a winner.
We’re proud to have been awarded Australia’s Best Large Credit Union in the Mozo Experts Choice Awards for the third year in a row!
Features & benefits
A CUA Everyday Snap Account offers a world of features and benefits designed to make your everyday banking a little easier.
$0 monthly account keeping fees
Your money's yours to spend how you like.
Unlimited fee-free transactions
Enjoy fee-free card purchases or cash-out transactions in-store. Plus, free access to thousands of ATMs nationwide.
Refund of international card transaction fees
Wave goodbye to international card transaction fees* when shopping online with your CUA Visa Debit card.
Boost your savings with bonus interest
Earn 0.95% p.a. with a CUA eSaver Reward when you deposit $1,000 each month into your Everyday Snap Account.+
Tap and pay with your smart device
No wallet? No worries. Use your smart device to tap and pay at the checkout with Google Pay™, Apple Pay or Samsung Pay.
VISA Debit card
You can use your fee-free CUA Visa Debit card to make secure online purchases, plus tap and pay quickly at the checkout.
Everyday better banking. CUA Everyday Accounts.
From easy, fast payments to account notifications to saving money as you spend, our everyday accounts offer so much more for your everyday banking.
How to apply
You can open an account online with us in less than 5 minutes.
1. Apply online

Complete our online application and we’ll check your ID instantly. If your ID check can’t be completed online, don’t worry - we’ll help you with next steps.

2. Get your card

Once your account has been opened, your CUA Visa Debit card should arrive in the mail within 7 days.

3. Switch your regular payments

We can help you to switch your salary and regular payments to your new account.

New to CUA
  • You must be aged 18 or over
  • You must be an Australian resident
  • An email address and a mobile number
  • One form of ID such as your driver’s licence, passport or Medicare card
Existing CUA account holder
  • Your existing member number
  • Access to CUA Online Banking
Important Information

Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.

The Everyday Snap Account does not earn interest.

* A CUA fee rebate will be applied to your Everyday Snap Account on the first day of the next calendar month for all CUA Visa Debit International Transaction Fees, CUA Overseas ATM Cash Withdrawal Fees and CUA Overdrawn Fees debited during the current calendar month only if the following criteria are met: A. there is a deposit of at least $2,000 from a non-CUA bank account to your Everyday Snap Account prior to the last day of the current calendar month, and B. at least 5 Visa Debit card purchase transactions (card present and non-card present transactions but excluding ATM withdrawals, balance enquiries, Bank@Post transactions, cash advances and EFTPOS cash out only transactions) are made on your Everyday Snap Account and are processed and not at pending status prior to the last day of the current calendar month. International non-CUA fees may apply. Excludes rediCard international transaction fees.

+ Bonus interest applies to balances in your CUA eSaver Reward Account up to $100,000 when you deposit $1,000 or more each month by bank transfer from an external (non-CUA) account into your Everyday Snap Account.

Google Pay is a trademark of Google LLC. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Mobile network provider charges may apply. Access is subject to availability and maintenance, refer to our website for more information.