Everyday Youth Account
An everyday account for your first taste of financial freedom.
Once, twice, three times a winner.
We’re proud to have been awarded Australia’s Best Large Credit Union in the Mozo Experts Choice Awards for the third year in a row!
Features & benefits
A CUA Everyday Youth Account is the perfect way to start your banking journey. It offers lots of benefits with simple and secure tools to help you manage your money.
$0 monthly fees
No monthly account fees, no conditions.
Unlimited fee-free electronic transactions
Enjoy fee-free card purchases within Australia, EFTPOS cash out in store plus free access to thousands of ATMs nationwide.
Tap and pay with your phone or wearable
Use your payment enabled device to tap and pay securely at the checkout with Google Pay™, Apple Pay or Samsung Pay.*^
Get a card with your account
Get a CUA Visa Debit card with payWave if you're over 14, or a CUA rediCARD if you're over 10.^^
Faster, simpler, smarter payments
Send super-fast payments via online and mobile banking with the New Payments Platform (NPP).

Account details

Looking after your money shouldn’t be expensive. That’s why we won’t charge you monthly account fees or fees for electronic transactions using your Everyday Youth account.

For a full list of fees and charges, refer to our Schedule of Fees, Accounts and Access Facilities.


Monthly fee
Card purchases in Australia
EFTPOS cash out in store
Payments using mobile banking
How to apply
1. Apply online

It should take about 5 minutes. You will need proof of ID.

2. We’ll send your card

Once your account’s open, your CUA Visa Debit card or rediCard will be sent out in the post. It usually takes around seven days to arrive.

Eligibility and application requirements
  • Must be between 10 and 17 years of age
  • Be a permanent resident of Australia with an Australian residential address
  • Must have an email address and a contact number
  • Medicare card, birth certificate or passport details

You might also be interested in

Youth eSaver Account

A savings account for any age up to 17 years

Important Information

Rates current as at 14 May 2021 and subject to change.

Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information, including the Terms and Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.

CUA Everyday Youth Account does not earn interest and converts to a CUA Everyday Snap Account once you turn 18 years old

^^ Visa Debit cards are available to members who have an Australian residential address and are aged 14 or over. rediCARDs are available to members aged 10 or over.

^ Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd.

* Mobile network provider charges may apply. Access is subject to availability and maintenance, refer to our website for more information.