Why choose a CUA Everyday Youth Account?

A CUA Everyday Account is the perfect way to start your banking journey. It offers lots of benefits and simple, secure tools to help you look after your money.

A card with your account

Get a CUA Visa Debit card with payWave if you are over 14, or a CUA rediCARD if you are over 10^^.

No monthly or everyday transaction fees

There are no monthly account fees, or fees for everyday transactions fees, card purchases and cash out in store. Plus you’ll enjoy free access to 10,000+ ATMs nationwide.

Manage your money safely

With no overdraft facility there’s no need to worry about accidentally spending money you don’t have or being charged for failed payments.

Youth eSaver Account

Combine your Everyday Account with an eSaver and learn how to spend and save.

Get a PayID

Link your CUA Everyday Account to a PayID for instant transfers to your account using just your mobile number or email. It’s an easy way to receive payments, like pocket money.

Tap and pay with your phone

Use your phone to tap and pay securely at the checkout with Apple Pay, Google Pay or Samsung Pay.

No Fees

Looking after your money shouldn’t be expensive. In fact, we don’t think it should cost you a cent. That’s why we won’t charge you fees for using your Everyday Account, as well as give you loads of ways to access your money for free.

Learn more


How to open an account

Drop into a CUA Branch and we’ll help you get your account up and running.

Find a local CUA Branch
Use our CUA branch finder to find your nearest one.
Make an application
Come in for a chat and we’ll get you set up with your new account. Remember, your parent or guardian will need to accompany you to be a signatory on the account.
We'll send out your card
Once your account’s open, your CUA Visa Debit Card or rediCard will be sent out in the post. It usually takes around seven days to arrive.

Need some help?

You'll need your CUA member number and Web Access Code (WAC) to log on. If you don't have a WAC, call us on 133 282 or drop into your local branch.

You can download the CUA Mobile Banking app from the Apple App Store or Google Play.

To save time, you can activate your CUA Visa Debit card or rediCARD in online banking.

Just log in, select ‘My Cards’ and enter the requested information. You'll then be sent a one-time password and as soon as this is entered, your card will be ready to use.
Remember, you only need to activate your card if it’s your first debit card with CUA or a replacement of a card that’s been lost, stolen or damaged. If it’s a replacement for an existing card about to reach its expiry date, the you don’t need to activate it and your current personal identification number (PIN) is still valid.

You can also activate your card in any CUA branch or by calling us on 133 282.

A PayID is a simpler way to identify your CUA account so you can receive instant payments from other participating Australian financial institutions. Your PayID can be your mobile number, email address or ABN (if you’re a busines). Once it’s set up, give your easy-to-remember PayID, instead of your BSB and account number, to anyone transferring money to your CUA account. Your CUA account also allows you to make instant transfers to other people’s PayIDs.

You can create a PayID and make instant payments using CUA Online Banking.
Learn more

Important information Important information Show content

Rates current as at 7 November 2018 and subject to change.

The CUA Everyday Account and CUA Everyday Youth Account are designed to help you manage your day-to-day transactions, so they do not earn interest. For accounts that do earn interest, please consider the CUA Everyday 55+ Account (if you are eligible) or check our range of savings accounts and term deposits.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

>| There is no fee for accessing your CUA accounts using your mobile. You may incur charges from your mobile provider – please check with your provider for more details. Access is subject to availability and maintenance.

^^ Visa Debit cards are available to members who have an Australian residential address and are aged 14 or over. rediCARDs are available to members aged 10 or over.