Savings and Term Deposits

We offer an extensive range of savings options to suit the type of saver you are

You can open your account in less than five minutes

Flexible saver

One simple rate
No bonus conditions

eSaver Flexi Account

  • Flexibility to add and withdraw your savings with no monthly bonus interest conditions
  • One simple competitive 0.90% rate of interest and no maximum balance
  • Access your savings anytime, anywhere via mobile and online banking
  • No account fees

Income saver

Base rate
Bonus variable rate
Total rate

eSaver Reward Account

  • Flexible savings access and bonus interest if you deposit $1,000+ (e.g. your salary) into your CUA everyday account
  • Enjoy an interest rate up to 1.45% p.a. on eSaver Reward balances up to $100,000 <<
  • Manage your everyday banking & savings together via mobile and online banking
  • No account fees

Fixed Term saver

Earn up to

Term Deposit

  • Keep growing your savings with great rates and the security of a fixed return
  • Minimum investment $5,000
  • Terms from 1 month up to 5 years
  • No account fees
Important information Important information Show content

Rates current as at 13 October 2020 and subject to change.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

* Rate current as at 13 October 2020 and is subject to change. Interest rate of 1.45% p.a. comprises a base interest rate of 0.05% p.a. plus bonus interest of 1.40% p.a.. Bonus interest only applies to balances up to $100,000 when you deposit a total of $1,000 or more each month by bank transfer from an external (non-CUA) account into your CUA everyday transaction account. The CUA everyday transaction accounts that are eligible to receive the monthly deposit are the Everyday, Everyday Snap, Everyday Youth, Everyday 50+, Everyday 55+, Everyday Business, Prime Access, Freedom Plus and Platinum Plus Accounts. The base rate of interest will be paid on the portion of any balance exceeding $100,000. Interest is calculated daily on whole balances and paid monthly.