Savings and Term Deposits

Some life rich moments are worth saving for

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Flexible Saver

0.05
Base rate
+
2.65
Bonus variable rate
=
2.70
Total rate

eSaver Reward

  • Enjoy an interest rate up to 2.70% p.a. on eSaver Reward balances up to $100,000. <<
  • Earn bonus interest when you deposit at least $1,000 each month (e.g your salary) into your accompanying CUA everyday account. <<
  • Access your savings any time and keep your bonus interest.
  • No account fees.

Regular Saver

0.25
Base rate
+
2.50
Bonus variable rate
=
2.75
Total rate

eSaver Boost

  • Enjoy an interest rate of up to 2.75% p.a. on eSaver Boost balances up to $500,000. <>
  • Earn bonus interest if you deposit $250 a month into your eSaver Boost account and make no withdrawals.
  • Grow your savings with discipline, but keep access to your money if needed.
  • No account fees.

First Time Saver

Earn up to
4.00

Youth eSaver

  • An online savings account for newborns up to 17 years old.
  • Earn a 4.00% p.a. variable interest rate on balances up to $5,000.xx
  • Receive regular monthly interest payments to help boost your savings.
  • No account fees.

Fixed Term Saver

Earn up to
2.80

Term Deposit

  • Keep growing your savings with great rates and the security of a fixed return.
  • Minimum investment $5,000.
  • Terms from 1 month up to 5 years.
  • No account fees.
Important information Important information Show content

Rates current as at 16 October 2018 and subject to change.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

<< Interest rate of 2.70% p.a. comprises a base interest rate of 0.05% p.a. plus bonus interest of 2.65% p.a.. Bonus interest is payable only on balances up to $100,000 when you deposit a total of $1,000 or more each month by bank transfer from an external (non-CUA) account into your CUA everyday transaction account. The eligible types of CUA everyday transaction account to receive the monthly deposit include the Everyday, Everyday Youth, Everyday 55+, Everyday Business, Prime Access, Freedom Plus and Platinum Plus Accounts. The base rate of interest will be paid on the portion of any balance exceeding $100,000. Interest is calculated daily on whole balances and paid monthly.

<> Interest rate of 2.75% p.a. comprises a base interest rate of 0.25% p.a. plus bonus interest of 2.50% p.a. Base interest and bonus rates are variable and subject to change. Bonus interest is payable only on balances up to $500,000. The base rate of interest will be paid on the portion of any balance exceeding $500,000.

xx Rate applies on a stepped basis. Interest paid at 4.00% p.a. on balances up to $5,000, then at 1.00% p.a. on that portion of the balance over $5,000.