Savings and Term Deposits

We offer an extensive range of savings options to suit the type of saver you are

You can open your account in less than five minutes

Flexible saver

One simple rate
No bonus conditions
2.00

eSaver Flexi Account

  • Flexibility to add and withdraw your savings with no monthly bonus interest conditions
  • One simple competitive 2.00% rate of interest and no maximum balance
  • Access your savings anytime, anywhere via mobile and online banking
  • No account fees

Income saver

0.05
Base rate
+
2.55
Bonus variable rate
=
2.60
Total rate

eSaver Reward Account

  • Flexible savings access and bonus interest if you deposit $1,000+ (e.g. your salary) into your CUA everyday account
  • Enjoy an interest rate up to 2.60% p.a. on eSaver Reward balances up to $100,000 <<
  • Manage your everyday banking & savings together via mobile and online banking
  • No account fees

Regular saver

0.50
Base rate
+
2.40
Bonus variable rate
=
2.90
Total rate

eSaver Extra Account

  • Earn bonus interest when you deposit at least $250 each month into your eSaver Extra Account & make no withdrawals
  • Enjoy an interest rate up to 2.90% p.a. on eSaver Extra balances up to $750,000 <>
  • Grow your savings with discipline, but keep access to your money if needed
  • No account fees

Fixed Term saver

Earn up to
2.80

Term Deposit

  • Keep growing your savings with great rates and the security of a fixed return
  • Minimum investment $5,000
  • Terms from 1 month up to 5 years
  • No account fees
Important information Important information Show content

Rates current as at 19 February 2019 and subject to change.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

<< Interest rate of 2.60% p.a. comprises a base interest rate of 0.05% p.a. plus bonus interest of 2.55% p.a.. Bonus interest is payable only on balances up to $100,000 when you deposit a total of $1,000 or more each month by bank transfer from an external (non-CUA) account into your CUA everyday transaction account. The eligible types of CUA everyday transaction account to receive the monthly deposit include the Everyday, Everyday Youth, Everyday 50+, Everyday 55+, Everyday Business, Prime Access, Freedom Plus and Platinum Plus Accounts. The base rate of interest will be paid on the portion of any balance exceeding $100,000. Interest is calculated daily on whole balances and paid monthly.

<> Interest rate of 2.90% p.a. comprises a base interest rate of 0.50% p.a. plus bonus interest of 2.40% p.a. Base interest and bonus rates are variable and subject to change. Bonus interest is payable only on balances up to $750,000. The base rate of interest will be paid on the portion of any balance exceeding $750,000.