Regular Saver
eSaver Extra Account

  • Earn up to 2.90% on eSaver Extra balances up to $750,000.<>
  • Grow your savings with discipline, but keep easy access to your money via Online and Mobile Banking.
  • No account fees
Open in less than 5 minutes

Reasons to choose our eSaver Extra Account

Be rewarded for being a regular saver and earn bonus interest when you deposit at least $250 a month and make no withdrawals.
With a CUA eSaver Extra Account you can earn an outstanding 2.90% rate and reach your savings goals sooner.

Earn bonus interest

On balances up to $750,000 when you deposit at least $250 each month and make no withdrawals.

Anywhere, anytime access

Using Online Banking, Mobile Banking, Telebanking and SMS alerts.

$0 monthly fees

No account keeping or transaction fees that eat away at your savings.

Manage your savings and spending in one place

Instantly move funds between your eSaver Extra savings and your CUA everyday account.

How it works

Deposit at least $250 a month and make no withdrawals to earn bonus interest.

Base rate
Bonus rate
On balances upto $750,000
Maximum variable rate

Calculate your savings

Looking to maximise your savings plan and earn more interest?

This savings planner helps you estimate approximately how much interest you could generate from your savings account.
The results provided by these calculators are an approximate guide only, and don't necessarily correspond to the precise operations of CUA deposit products. Any advice contained in this calculator has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice in this calculator, we recommend you consider whether it's appropriate for your circumstances. The Savings Calculator assumes that interest is calculated daily and paid monthly. The actual method of calculation in practice can vary depending on the product/account chosen.

Getting Started

You can open an account online with us in less than 5 minutes.

Online Application

Complete our online application.

Set up a regular savings plan

Deposit at least $250 a month and make no withdrawals.

Watch your savings grow

Reach your savings goal sooner.

Need some help?

We are always happy to answer any question you may have.

To qualify for bonus interest each month you need to make total deposits of $250 or more into your eSaver Extra account AND make no withdrawals in the same calendar month. Deposits can be made as a single deposit or multiple deposits as long as they add up to a total of at least $250 each month. Any withdrawal you make from your eSaver Extra account will mean you do not qualify for bonus interest in that calendar month, but you can continue to earn bonus interest in future months.

Please note you can only earn bonus interest on account balances up $750,000. Balances over $750,000 will earn just the base rate of interest.

You can manage your savings anytime, anywhere using CUA Online Banking, Mobile Banking, Telebanking and SMS alerts. This allows you to transfer money between your own CUA accounts or send payments directly between your eSaver Extra account and accounts held at other banks. Just use your eSaver Extra account number and CUA’s BSB of 814 282. Cash and cheque deposits into your eSaver Extra account can also be made in CUA Branches, though please note you cannot make withdrawals at CUA Branches.

We recommend setting up a regular savings transfer of at least $250 each month into your eSaver Extra account to help grow your savings and earn your bonus interest each month (as long as you don’t make any withdrawals that month).

Yes. Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme. The $250,000 guarantee limit applies in total cumulatively across all your CUA accounts and not just to your eSaver Extra account.

Important information Important information Show content

Rates current as at 11 April 2019 and subject to change.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

Interest is calculated daily on whole balances and paid monthly.

<> Interest rate of 2.90% p.a. comprises a base interest rate of 0.50% p.a. plus bonus interest of 2.40% p.a. Base interest and bonus rates are variable and subject to change. Bonus interest is payable only on balances up to $750,000. The base rate of interest will be paid on the portion of any balance exceeding $750,000.