CUA eSaver Reward Account

For income savers
Bundle your savings with your everyday account to earn more interest.

Why choose a CUA eSaver Reward Account?

Our eSaver Reward savings account rewards you for making CUA your main bank. You get bonus interest on eSaver Reward balances up to $100,000 when you deposit $1,000 or more into your everyday account each month – even if you make withdrawals. With a CUA eSaver Reward Account and a CUA everyday account, qualifying for bonus interest is as easy as switching your salary to your everyday account.

Enjoy an interest rate of up to 2.60% p.a.<< on eSaver Reward balances up to $100,000 when you deposit $1,000 or more (like your salary) each month into your CUA everyday account.
Gives you the flexibility to dip into your eSaver Reward savings when you need to without losing your bonus interest as long as you deposit $1,000 or more (i.e. your salary) into your CUA everyday account each month.
Our iM CUA app lets you message the CUA Personal Banker of your choice from anywhere at a time that suits you.
Manage your CUA everyday and eSaver Reward accounts together in one place, and instantly move money between accounts. Find out more about the benefits.
No monthly account fees, no online and mobile banking transaction fees, and no telebanker transaction fees.
Set up an automatic transfer from your everyday account or add to your savings while you spend with Savings Top-Up so you can reach your dreams even sooner.


Account balance
eSaver Reward
Maximum variable interest<<
2.60% p.a.
Base rate
0.05% p.a.
Bonus interest (balances up to $100,000)<<
2.55% p.a.

Monthly account keeping: free
Online and mobile banking transaction: free
Telebanker transactions: free

CUA eSaver Reward Account


You must be:
  • You must be a resident of Australia to open a CUA eSaver Reward Account
  • You also need to hold any one of our everyday accounts and meet bonus conditions on your eSaver Reward account for bonus interest

Open an account

  • Continue existing application
  • Call 133 282
    Mon - Fri: 8:00am - 8:00pm (AEDT)
  • Find a branch
Bundle your savings today

Use our savings calculator to see how much and how quickly you can save and estimate how much extra money you could earn in interest.

Some things just naturally fit together. Like our CUA eSaver Reward + everyday account bundle.

Important information Important information Show content

Rates current as at 19 February 2019 and subject to change.

Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.

Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

<< Interest rate of 2.60% p.a. comprises a base interest rate of 0.05% p.a. plus bonus interest of 2.55% p.a.. Bonus interest is payable only on balances up to $100,000 when you deposit a total of $1,000 or more each month by bank transfer from an external (non-CUA) account into your CUA everyday transaction account. The eligible types of CUA everyday transaction account to receive the monthly deposit include the Everyday, Everyday Youth, Everyday 50+, Everyday 55+, Everyday Business, Prime Access, Freedom Plus and Platinum Plus Accounts. The base rate of interest will be paid on the portion of any balance exceeding $100,000. Interest is calculated daily on whole balances and paid monthly.