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CUA Motor Insurance

 

Why choose CUA Motor Insurance?

CUA Motor Insurance provides you with a great range of features as well as optional benefits so that you can tailor your cover to suit your needs. Plus, when you buy a new CUA Motor Insurance policy, you’ll also receive Roadside Assistance for the first 12 months Australia-wide, 24 hours a day, 7 days a week5.

Save up to 10% when you buy online Show content

Purchase your car insurance policy online and save up to 10% on your premium1,2.

Up to 65% no claim bonus on Comprehensive Motor Insurance1,3 Show content

Save on your Comprehensive Motor Insurance premium if you've made no motor claims. Depending on your rating level, you may still qualify for a no claim bonus even if you make a claim.

Rental car if your car is stolen Show content

Rental car for up to 30 days if your car has been stolen ($100 per day limit). Available only on Comprehensive and Third Party Fire & Theft Motor Insurance only.

Safe driver discount1,4 Show content

Safe driver discount for eligible drivers 1,4, in addition to the no claim bonus if you purchase Comprehensive Motor Insurance.

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Which option suits me?

Which option suits me? Hide

Cover benefits ComprehensiveOur highest level of cover for your vehicle which includes cover against fire, theft, accidents and malicious damage. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

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Third Party Fire & TheftProvides cover against accidental loss of or damage to your vehicle caused by fire or theft. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

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Third Party OnlyCovers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

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Cover for accidental loss of or damage to your vehicle caused by fire or theft
Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)
New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss
Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events
Legal costs
Accidental death benefit - $25,000 per period of insurance
Emergency repairs – up to $500 in respect of any one incident
Rental car after theft ($100 per day limit, up to 30 days)
Reasonable cost of towing After a covered accident After fire or theft of your vehicle
Temporary cover on replacement vehicle – 14 days
More benefits    
Trailer and caravan cover - $1,000 or market value whichever is the lesser
Legal liability cover when using a substitute vehicle
Personal items - up to $1,000 for any one incident
Emergency accommodation and travelling expenses – up to $1,000 for any one incident
Transportation costs - up to $500 for any one incident
Lock re-keying/re-coding - up to $1,000 for any one incident
Child seat / baby capsule cover – up to $500 for any one incident
Optional Cover    
Protected No Claim Bonus - 1st claim per period of insurance
Rental car following accident - $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance
Optional excesses to decrease your premium    
Restricted driver excess - $2,500 any one claim
Unnamed driver excess - $2,500 any one claim
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This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.

Quick and easy online claims service Show content

Lodge a claim online in under 10 minutes and avoid unnecessary paperwork. An Allianz consultant will contact you as soon as possible.

24/7 claims support hotline Show content

You can speak to an Allianz consultant 24 hours a day, 7 days a week. Call its Australian-based claims hotline on 1300 555 030 whenever you need help.

Pay by the month at no extra cost Show content

If you prefer to fit your premium around your monthly budget there's no extra cost to you>>.

Tailor your cover to suit your needs Show content

You can choose to tailor your cover with Protected No Claim<<, Rental Car and Windscreen Cover options.

Online – any time

The most convenient way to make a car insurance claim is via the

Online claim form

You can submit your car insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone - 24 hours a day, 7 days a week claims hotline

You can call the claims hotline on 1300 555 030 and a consultant will help you with the claims process.

See important information below

Have you thought about?

Important information Important information Show content

Credit Union Australia Limited, ABN 44 087 650 959 (CUA) AFSL No. 238317 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. CUA does not guarantee or otherwise support this insurance product. CUA do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services. Full details of the commission are set out in the relevant Financial Services Guide.

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements.

2 The online discount applies to new comprehensive motor insurance policies. Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

3 Maximum discount percentage varies from State to State.

4 Safe Driver Discount applies to new Motor Insurance policies with comprehensive cover only. To be eligible for a safe driver discount:

  • the ratable driver must be aged 30 years or over;
  • the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
  • all nominated drivers must have had no at fault claims for the last five years

5 Offer valid for new CUA comprehensive motor insurance policies. 12 months standard roadside assistance membership is provided by AGA Assistance Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Full terms and conditions available at allianz.com.au/roadside.